If you have fallen behind on your car payments, mortgage or both, you may still be able to save your home. There are options available. Protect your home and car by learning your options at our bankruptcy law firm in Salinas. At Central Coast Bankruptcy, Inc., we help people just like you find debt relief options.
Are you struggling financially? Contact experienced Salinas bankruptcy attorney Jason Vogelpohl at Central Coast Bankruptcy, Inc. Call 831-783-0260 or send us an e-mail.
In Chapter 7 bankruptcy, if you have a car loan or lease, you can keep your car, but you must continue making your regular monthly payments. If you have a home with a mortgage, you can keep your home but must continue making your regular monthly mortgage payment. If you are behind on your car payments or mortgage payments, you must bring the loan current, or you will lose your car or home, and a Chapter 7 will not help you with the problem.
In a Chapter 13 bankruptcy, you can include your car loans and home loan arrears (unpaid payments) in your debt repayment plan. This reorganization allows you to condense the amount you have defaulted into a low monthly payment, keeping you in your home. You may also be able to save your home through a mortgage modification.
Learn about mortgage loan modification, lien stripping and other ways to help save your home. Contact Central Coast Bankruptcy, Inc., at 1-831-783-0260 to speak with our experienced California bankruptcy lawyer Jason Vogelpohl.
30 E. San Joaquin St,
Suite 203G
Salinas, CA 93901
Phone:
831-783-0260
Fax: 831-585-1024
Disclaimer: Central Coast Bankruptcy, Inc., A Professional Law Corporation, is a federally designated DEBT RELIEF AGENCY. This law firm provides legal advice about filing for bankruptcy and represents people and small businesses in filing for bankruptcy relief under the US Bankruptcy Code. The information described on this website is for informational purposes only, and should not be considered legal advice or legal authority. Further, the provision of such information does not form an attorney-client relationship. As such, you should not act or rely on this information before seeking the advice of legal counsel.No testimonial or endorsement anywhere on this website constitutes a guarantee, warranty or prediction regarding the outcome of your legal matter. Until an attorney-client relationship has been formed, any communication made may not be privileged.his website and its contents are considered an advertisement under the regulations of the State Bar of California.
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